The COVID-19 Tenant Relief Act- SB91 (Act) was signed into law on January 29, 2021. The Act extends eviction protections to COVID-19 impacted tenants and establishes the state's Emergency Rental Assistance Program (ERAP). The ERA program began taking applications in Mid-March 2021.
Rental assistance program available to San Joaquin residents moving into housing.
To learn more about eligibility and to apply, visit the San Joaquin County Human Services Agency online. For questions or to request an application by mail, please contact San Joaquin County using the contact information in the flyer above.
Mortgage assistance is being offered through the State of California Housing is Key Initiative. The California Mortgage Relief Program uses federal Homeowner Assistance Funds to help homeowners get caught up on housing payments. This program is free and funds do not have to be paid back.
To learn more about eligibility, program requirements, and other qualifications, or fill out an application, please visit the Housing is Key website or call 1-800-569-4287.
(Number of Persons
to Reside in Home)
San Joaquin County Household Median Income
Maximum Allowable Gross Annual Income
|100% to 120% of AMI||50% to 80% of AMI||30% to 50% of AMI||15% to 30% of AMI||0% to 15% of AMI|
Assembly Bill (AB) 832 extended the tenant protections included in the Tenant, Homeowner, and Small Landlord Relief and Stabilization Act of 2020 (AB 3088) to September 30, 2021. These tenant protections were originally set to expire on June 30, 2021. However, AB (832) will extend the eviction moratorium and increase the rental arrears and utility reimbursement payments to 100% for both tenants and landlords.
On June 9, 2020, the City of Stockton extended the residential evictions moratorium.
Contact the following agencies for additional resources:
Foreclosure is a legal process by which the lender or the seller of a property forces the sale of a mortgaged property because the borrower has not made payments or met the terms of the mortgage. A foreclosure can also be defined as a repossession of the property by the lender.
The City of Stockton is concerned that too often, individuals purchase a home without sufficient consideration or understanding of their loan agreements and mortgage responsibilities.
Therefore, we are expanding our efforts to educate the public on the dangers of predatory lending, the importance of maintaining a household budget, and the alternatives to foreclosure.
If you suspect that you have been a victim of mortgage fraud or are aware of a possible scam, you can report it by calling the Mortgage Fraud Hotline, 1-800-4FRAUD8 (1-800-437-2838). You can also contact the California Attorney General's office at 1-916-445-9555.
The first step to owning a home or protecting your investment is becoming informed of your options and alternatives. Please take a moment to look through the Housing Division's resource listings.
US Department of Housing and Urban Development (HUD) - (800) 569-4287
California Rural Legal Assistance
Clearpoint Credit Counseling Solutions
Visionary Home Builders of California
US Department of Housing and Urban Development (HUD)
Housing Authority of San Joaquin County
San Joaquin Fair Housing Association
Women's Center Youth and Family Services
This City of Stockton web page last reviewed on --- 12/13/2022